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The policy is convenient and easy to understand, with easy documentation and hassle free claims service.
This policy can be issued to any business organization /establishment whose property is exposed to risk of burglary.
- Property contained in a business premises owned by the Insured like stocks, furniture etc
- Stocks held in trust/commission for which the Insured is responsible if specifically insured
- Damage to premises by burglars (which one has to make good)
- Cash, valuables, securities kept in a locked safe or cash box in locked steel cupboard if specifically covered
- Deliberate, criminal, dishonest, fraudulent acts or violation of law.
- Jewelry, curios, title deeds, business books unless specifically insured
- Loss due to shop lifting, acts involving insured/his family members/employee
- Loss recoverable under Fire/Plate glass insurance policy
- War perils, Riot & Strike ( covered by payment of additional premium), Acts of God, Nuclear perils
- Loss by abstraction from a safe using a key or duplicate key, unless key is obtained by violence or threat
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