Ideal Advantage –

  • Lowest Premiums
  • Best Product
  • Renewals from any Company
  • Quick Claim Settlement
  • 24 Hr Service Helpline
  • Timely Renewals

The Policy Covers

All Risk cover pertaining to projects during Storage, Erection, Testing, Commissioning of machinery, Plant and equipment during constructional stage all perils unless specifically excluded under the policy

The policy is convenient and easy to understand, with easy documentation and hassle free claims service

  • Fire, lightning, explosion, aircraft damage Flood, inundation, storm, cyclone and allied perils Riot, strike, malicious act
  • Landslide, subsidence and rockslide Collapse, damage due to foreign objects, impact damages
  • Burglary and theft, Faults in erection, Human errors, negligence
  • Short circuiting, arcing, excess voltage, Electrical and mechanical breakdown


  • Loss or damage due to faulty design, defective material or casting and bad workmanship
  • Cost of rectification or correction of any error during erection not resulting in physical loss
  • Damage to files, drawings, accounts and bills
  • War and nuclear perils, consequential losses
  • Willful act / negligence, loss discovered at the time of taking inventory, normal wear and tear, aesthetic defects
  • Penalties for non-fulfillment of contractual obligations, operational deficiencies
  • Costs of any alterations, additions and / or improvements after a claim
  • Third Party liability, contractual liabilities Accidents caused by road, water and air borne vehicles.


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