FIDELITY GUARANTEE POLICY

Ideal Advantage

 

  • Lowest Premiums
  • Best Product
  • Renewals from any Company
  • Quick Claim Settlement
  • 24 Hr Service Helpline
  • Timely Renewals

 

The Policy Covers

 

The policy is convenient and easy to understand, with easy documentation and hassle free claims service.

 

The Policy covers financial loss suffered by the Insured as a result of forgery, embezzlement, larceny or fraud/dishonesty or fraudulent conversion of money or money’s worth or goods by the salaried employees handling any goods and / or money with a system of keeping records of all transactions.

 

The actual financial loss sustained as a result of the dishonesty/fraudulent act of the employee after adjusting any salary, commission security deposit or any other money standing to the credit. The loss is payable up to the limit specified for the employee.

 

The policy does not pay more than one claim in respect of liability/loss arising out of an individual employee’s acts.

 

 

Exclusions

 

  • Loss arising out of suppression of fact affecting the risk at the time of effecting the policy.
  • There is any change in the circumstances or conditions of the said employment without the consent of the company.
  • Loss due to non-observance or relaxation of system of checks and precautions.

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