Compare & Buy Health Insurance Online in Just 4 Simple Steps:
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Health is very precious and maintaining a good health is really difficult. Get ready to afford the best medical facilities for you and your family. Health Insurance covers expensive medical costs during accidents, sudden illness and surgeries. The best health insurance cover in India also includes doctor’s fees, charges on your room, diagnostic and medical facilities, ambulance service cap, oxygen, blood, medicines and things like artificial limbs or pacemaker etc which may arise in future.
Health insurance is the best way to handle crisis situations like injury or illness at any age in life with ease. It takes away the burden of medical expenditures, whether planned or sudden. Policyholder may get cashless facility based on insurance company only if insured visit one of their networked hospitals.
Health insurance companies will pay the medical bills of the insured when policyholder gets injured in an accident or becomes sick. Healthcare plans are available for an individual and groups as well. It ensures that all hospitalization aspects are well covered, so that you can concentrate your attention on good health of your family.
Before buying any healthcare plan, evaluate the features, rates, exclusions and provisions of the similar insurance products. Many insurance companies offer certain cumulative bonus for every claim-free year.
Policyboss.com provides the most convenient way to compare and buy health insurance schemes online offered by different insurance companies. Buy the most suitable health insurance cover and avail tax benefit on the premium payment under section 80D of the Income Tax Act.
PolicyBoss is a licensed insurance broker based in India and provides affordable health insurance plans from Apollo Munich, Max Bupa, Bharti Axa, SBI General Insurance, ICICI Lombard in India. We always work hard to serve you the most comprehensive insurance product online.
Policyboss.com provides free online quotes within few seconds and helps you to decide the most suitable health plan. We are always there to solve our customers’ insurance related queries. We offer unbiased comparison of various insurance products and understand insurance needs of our every customer.
Individual Health Insurance
Buy this plan to ensure the medical costs of an individual as it includes the medical expenses of pre- and post-hospitalization incurred towards the ailment or disease for which medical tests are essential before hospitalization and at the time of discharge.
Health Plan with OPD Coverage
OPD benefit claims can be made on a re-imbursement basis only.
Family Floater Health Insurance
This plan covers your entire family under single health insurance policy.
Family Floater including Parents or in-laws
It covers the medical expenses of extended family but only up to certain number of dependents including parents or in-laws. Sum insured under this policy is shared across family members and as compared to an individual insurance, it is less expensive.
Critical Illness Cover & Rider
Critical illness cover offers protection against loss of income on diagnosis of Cancer, Heart Attack, Kidney Failure, Paralysis, Bypass Surgery, Major Organ Transplant, Stroke, Multiple Sclerosis or Heart Valve Replacement Surgery.
If you have a rider and diagnosed with critical illnesses, then policyholder get a greater cover at less expensive costs. In case of a separate critical cover, you need to pay the due treatment amount in lump sum only if diagnosed with a critical illness.
Top Up Health Insurance Rider
In case the hospitalization cost is beyond the mentioned limit, then the extra amount will be paid by the insurer. If an employee wants a medical cover but more than what is offered by his employer’s group cover, then top-up cover is much better. If policyholder owns two health policies from two different insurance companies, then each insurance company will pay its part of the claim.
Cover for Pre-existing Diseases
Pre-existing diseases are medical illnesses or conditions which exist already at the time customer purchase health insurance. It may possible that the policyholder or a customer purchasing the health plan is not aware of such conditions. All the clarification about pre-existing diseases is necessary while buying a health insurance plan.
Renew Up to Age
Most insurance firms have set age limits up to which you can renew your health insurance policy. Once you crossed that age limit, then health insurance cannot be renewed.
Premium Saving Tips
It is good to buy health insurance cover at early age because the premium starts to increase with age. Select the option of annual premium payment to save on costs and compare quotes from best general insurance companies in India.