OFFICE INSURANCE POLICY

Ideal Advantage

 

  • Lowest Premiums
  • Best Product
  • Renewals from any Company
  • Quick Claim Settlement
  • 24 Hr Service Helpline
  • Timely Renewals

 

The Policy Covers

 

The policy is convenient and easy to understand, with easy documentation and hassle free claims service

 

The package covers the building and all contents therein for the coverage. It gives the proposer the choice to identify the risks against which he would like to protect the property; it also lets the proposer to determine the extent of cover against each identified risk. 

 

  • Fire & Allied Perils
  • Burglary & Housebreaking
  • Electrical, Electronic & Mechanical Breakdown of Appliances
  • Money Insurance
  • Baggage
  • Damage to Fixed Plate Glass and Sanitary Fittings
  • Accidental damage to Neon Sign/Glow Sign/Hoarding
  • Personal Accident
  • Infidelity/Dishonesty of Employees
  • Legal Liability Towards Employees
  • Legal Liability Towards Third Parties
  • Workmen Compensation
  • Tenants Legal Liability: Covers the legal liability incurred by the proposer as a tenant of the office premises, subject to certain limitations.

 

Exclusions

 

  • Loss or damage due to war and/or warlike perils, nuclear and/or atomic radiation.
  • Loss or damage due to wear and tear, gradual deterioration or slowly developing flaws.
  • Consequential loss of any kind.
  • Loss of or damage caused by or due to action of any lawfully constituted authority or Government body.
  • Loss or damage for which the manufacturer or supplier or repairer or transporter or any other third party is responsible either in law or under a contract.

Apart from the above all the standard exclusions of the respective policies shall also be applicable for the respective sections.

 

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